With the festive season at its peak, spending money wisely and planning ahead is advisable to avoid falling into the trap of spending more than one can afford during the holidays.

nbc News reporter Stefan Uirab and camera operator Isidor Shilongo spoke to some holidaymakers who shared saving tips and advice on financial discipline.

Overspending can lead to financial stress, particularly in the first three months of the new year.

Those we spoke to advised that it is wise to allocate funds for the start of the year's educational expenses, such as school fees, uniforms, and stationery, before spending a penny on entertainment. 

With a clear budget plan, the festive season can be more exciting and memorable.